Welcome to the privacy policy page for Income Insurance Australia powered by Clark Family Pty Ltd, your go-to resource for understanding our stance on your privacy within this site.
We're excited to share our privacy policy with you as part of our unwavering dedication to safeguarding your privacy. Below, you'll find insights into our methods for collecting and disseminating information through our website.
Data Collection: What We Need and Why
When you request our financial services, Income Insurance Australia needs your name, phone number, email, and other relevant details for the services you seek.
This data is utilized by third-party providers within our network to ensure precise responses to your queries. On your behalf, Income Insurance Australia communicates this data to provide the products or services you need. (Unless we state differently, these partners cannot use your personally identifiable information beyond what is necessary to assist us)
Rest assured, all personal details, including contact information, will remain confidential and won’t be disclosed to any unrelated parties at any point in time.
Keep in Mind: Our site might contain links to other websites. Clark Family Pty Ltd isn't responsible for the privacy protocols or content on those websites.
Our Use of Cookies
Income Insurance Australia employs cookies to save session specifics and track what webpages our visitors engage with. This helps us analyze site performance and prevents repetitive promotional content from being shown to users.
Advertising Partners
We collaborate with third-party advertising providers to display ads on our site. These companies may use cookies, web beacons, or 1x1 pixel .gifs to measure ad effectiveness for their clients. They may collect anonymous data regarding your visits to optimize online advertising preferences. Information gathered might include the ad shown, date/time of view, their cookie, and the IP address.
Your Personal Information Rights
You can access your personal data, with certain exceptions as allowed by law. We retain the discretion over how this information is shared. If access is denied, we’ll provide written explanation and propose mutually agreeable intermediaries if suitable. A fee may apply, covering costs like photocopying, management, and postage for accessing personal data.
For personal data requests, please contact us. We may ask for a written request to ensure your information is secure.
Updating Our Privacy Policy
Our commitment to keeping our privacy practices current means regular reviews and updates as necessary to meet market changes.
Questions or Concerns
If you have questions or run into issues with our privacy policy or personal data handling, please contact us.
Additionally, about personal information and privacy issues, reach out to the Australian Federal Privacy Commissioner at 1300 363 992 for more support.
Complaints Process
Should you feel we’ve breached this Privacy Policy or the National Privacy Principles, please reach out. We address complaints diligently. To start a complaint, please contact Income Insurance Australia. If dissatisfied with our response, contact the Australian Federal Privacy Commissioner at: 1300 363 992.
If you have any questions about this privacy statement, our website’s operations, or your interactions with our site, contact us.
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Life's unpredictability can often bring unforeseen challenges, particularly when it comes to our finances. One day you might be climbing the career ladder, the next you could find yourself unable to work due to illness or injury. This is where income protection insurance steps in, serving as a financial safety net that ensures you can continue to meet your living expenses, even when the unexpected happens. - read more
Income insurance, an often-overlooked component of financial security, is gaining traction among Australia's burgeoning self-employed population. In an economy where traditional employment is no longer the sole path to success, this form of insurance has become a cornerstone for proactive financial planning. Touted as a safety net, it ensures that personal livelihoods and business operations remain secure in the face of adversity. - read more
Insurance plays a crucial role in safeguarding our financial future. It serves as a safety net, ensuring that we can manage unexpected events without severely impacting our financial stability. For Australian adults, having the right types of insurance coverage is essential for peace of mind and financial security. - read more
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Income protection insurance is a safety net that many Australians rely on to secure their financial future in the event of illness or injury preventing them from working. It's a type of policy that provides a replacement income if you are unable to earn your regular income due to a health-related absence from the workplace. - read more
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A recent decision by the Australian Financial Complaints Authority (AFCA) has ruled against a homeowner seeking an $18,000 refund from Allianz. The homeowner claimed that the insurer failed to adequately inform her about substantial increases in her optional flood cover premiums. Initially, her monthly payments surged from $369 to $1277 in August 2022, a change she only noticed in March of the following year through her bank statements. - read more
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The federal government's initiative to accelerate housing development by relaxing certain building regulations has raised alarm within the insurance sector. Housing Minister Clare O’Neil announced changes on social media, indicating a strategic pause on parts of the National Construction Code to expedite building approvals and encourage the construction of much-needed homes across Australia. This move comes in response to challenges in the approval process, which often delays construction. - read more
RACQ Insurance has been instructed to bolster a payout to a customer following a ruling by the Australian Financial Complaints Authority (AFCA). The dispute arose after the insurer's handling of a house fire claim lodged by a woman in October 2023 was found lacking. The fire, initiated by scented candles, resulted in significant fire and smoke damage to her home. - read more
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