Illness and Your Finances: Strategies for Continuous Income Flow
When illness strikes, the impact on your finances can be as significant as on your health. Maintaining continuous income flow during such times is crucial for financial stability. - read more
Income Protection Through Superannuation and Salary Continuance Insurance Explained
Income protection through superannuation, salary continuance insurance and standalone income protection can all help replace income if illness or injury stops you working, but they differ in ownership, funding, tax treatment, flexibility and claims access. - read more
Income Protection Insurance: Balancing Cost with Adequate Cover
Income protection insurance can provide replacement income if illness or injury leaves you unable to work. The challenge is choosing cover that reflects your financial commitments without paying for features or benefit levels that do not suit your circumstances. - read more
Income Insurance: The Safety Net for Your Financial Goals in Australia
Financial security is pivotal for anyone striving to meet their life goals, be it owning a home, educating children, or ensuring a comfortable retirement. In Australia, where uncertainties can disrupt our best laid-out financial plans, having a safety net in place is essential. Income insurance offers just that—protection against the unforeseen events that could impact your income earning abilities. - read more
Tax and Income Protection Insurance in Australia
Income protection insurance can have important tax consequences in Australia. Premiums may be deductible in some circumstances, while claim payments are generally treated as assessable income. The outcome depends on policy ownership, structure and your personal situation. - read more
