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income-insurance.com.au
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Income ...
Income ...
insurance.com.au
if you want quick, easy access to Australia`s best value income protection insurance rates, options and advice, then you are in the right place. Simply enter a single quote request via this website to compare rates and to find the best income protection insurance deal for you!
Get the right cover at the best available price.
All quotes are provided free and without obligation. We respect your
privacy.
Why income insurance?
Income Insurance is arguably one of the most important insurance policies that your will ever own.
Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also. We can help you tailor an income protection insurance that
will help protect all of your assets in the event of a loss of income.
What is income insurance?
Income Insurance provides an income benefit payment if you are unable to work as a result of disablement through sickness or accident.
Income Insurance premiums are usually tax deductible for most Australian Taxpayers.
Income Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.
Most Income Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.
Income Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.
Best Rates
Income Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another.
But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines.
With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Income Insurance Solution.
Compare Options
Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions.
For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!
Due to the complex nature of Income Insurance, we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy.
Insurance News
| Life Insurance Takes Backseat in Cost-Cutting Measures 03 Dec 2024: Paige Estritori As Australians tighten their belts in the face of rising living costs, life insurance is rapidly being placed on the chopping block. The Council of Australian Life Insurers (CALI) reports that individuals are more likely to reduce life cover rather than home or car insurance. - read more |
| Call for Greater Transparency in Professional Indemnity Insurance 02 Dec 2024: Paige Estritori The Australian Financial Complaints Authority (AFCA) is advocating for enhanced transparency concerning the Professional Indemnity (PI) insurance maintained by member companies, highlighting its current lack of oversight regarding PI insurers. - read more |
| Senate Pushes for Transparency in Insurance Premiums 28 Nov 2024: Paige Estritori The Senate has called on the Australian Competition and Consumer Commission (ACCC) to adopt a more active role in monitoring insurance premiums. This comes as part of a broader recommendation advocating for insurers to enhance pricing transparency to assist consumers better understand their policies. - read more |
| Simplifying Insurance Advice: Industry and Consumers Aligned 27 Nov 2024: Paige Estritori The Insurance Council of Australia (ICA) is urging a revision of existing advice regulations to significantly improve customer interaction quality. This push comes ahead of an anticipated wave of reforms by the federal government expected to ease the delivery of simple advice within the insurance sector. - read more |
| Customer Wins in Insurance Dispute Over Laser Equipment 27 Nov 2024: Paige Estritori In a recent ruling, a salon owner successfully contested a claim with her insurance provider concerning a dispute over a laser machine. This case highlights significant issues around insurance policy interpretation and customer rights. - read more |
Life Insurance Articles
| How Income Protection Insurance Can Safeguard Your Financial Future Income protection insurance is a type of insurance policy designed to replace a portion of your income if you are unable to work due to illness or injury. This financial safety net can help cover essential living expenses, such as mortgage repayments, utility bills, and daily costs, ensuring you maintain your standard of living during tough times. - read more
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| Income Protection vs. Life Insurance: Why You Need Both Insurance plays a crucial role in safeguarding our financial future. It serves as a safety net, ensuring that we can manage unexpected events without severely impacting our financial stability. For Australian adults, having the right types of insurance coverage is essential for peace of mind and financial security. - read more
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| Comparing Income Protection Policies: What Australians Should Look For Income protection insurance serves as a financial safety net for countless Australians, offering a replacement income when unforeseen circumstances such as illness or injury impede their ability to earn. For the self-employed and entrepreneurs who may not have the safety nets offered by corporate employment, such protection is particularly important. - read more
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| Understanding the Process: A Beginner's Guide to Income Insurance Claims Income insurance, an often-overlooked component of financial security, is gaining traction among Australia's burgeoning self-employed population. In an economy where traditional employment is no longer the sole path to success, this form of insurance has become a cornerstone for proactive financial planning. Touted as a safety net, it ensures that personal livelihoods and business operations remain secure in the face of adversity. - read more
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| Understanding Income Protection Insurance: A Comprehensive Guide for Australians Income protection insurance is an essential component of financial security for Australians, designed to provide a safety net by replacing a portion of your income if you're unable to work due to illness or injury. Despite its critical role in safeguarding livelihoods, it's often overlooked in personal financial planning. - read more
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Preparing for the Unexpected: Why Income Protection is Essential for Financial Security Life's unpredictability can often bring unforeseen challenges, particularly when it comes to our finances. One day you might be climbing the career ladder, the next you could find yourself unable to work due to illness or injury. This is where income protection insurance steps in, serving as a financial safety net that ensures you can continue to meet your living expenses, even when the unexpected happens. - read more
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Income Insurance: The Safety Net for Your Financial Goals in Australia Financial security is pivotal for anyone striving to meet their life goals, be it owning a home, educating children, or ensuring a comfortable retirement. In Australia, where uncertainties can disrupt our best laid-out financial plans, having a safety net in place is essential. Income insurance offers just that—protection against the unforeseen events that could impact your income earning abilities. - read more
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The Role of Rehabilitation Benefits in Income Protection Insurance When the unexpected strikes, such as an illness or injury hindering our ability to earn a living, the financial repercussions can be devastating. This is where income protection insurance becomes a pivotal part of our financial safety net, ensuring a stream of income during challenging times. - read more
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Understanding Income Protection Insurance: A Comprehensive Guide for Australians Income protection insurance is an essential component of financial security for Australians, designed to provide a safety net by replacing a portion of your income if you're unable to work due to illness or injury. Despite its critical role in safeguarding livelihoods, it's often overlooked in personal financial planning. - read more
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Why Every Australian Entrepreneur Needs Income Protection Insurance Entrepreneurship in Australia - a landscape overview: The allure of entrepreneurship in Australia is undeniable, with the promise of innovation, personal autonomy, and potentially limitless earnings. However, the path of an entrepreneur is often unpaved and unpredictable. Without the safety nets traditionally provided by corporate employment, Australian entrepreneurs must proactively safeguard their personal finances against the capricious winds of business fortune. - read more
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All quotes are provided free and without obligation. We respect your privacy.