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Income ...
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insurance.com.au
if you want quick, easy access to Australia`s best value income protection insurance rates, options and advice, then you are in the right place. Simply enter a single quote request via this website to compare rates and to find the best income protection insurance deal for you!
Get the right cover at the best available price.
All quotes are provided free and without obligation. We respect your
privacy.
Why income insurance?
Income Insurance is arguably one of the most important insurance policies that your will ever own.
Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also. We can help you tailor an income protection insurance that
will help protect all of your assets in the event of a loss of income.
What is income insurance?
Income Insurance provides an income benefit payment if you are unable to work as a result of disablement through sickness or accident.
Income Insurance premiums are usually tax deductible for most Australian Taxpayers.
Income Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.
Most Income Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.
Income Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.
Best Rates
Income Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another.
But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines.
With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Income Insurance Solution.
Compare Options
Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions.
For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!
Due to the complex nature of Income Insurance, we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy.
Insurance News
| Insured Value Disputes: A Closer Look at Claims Resolution 06 Jan 2025: Paige Estritori A recent case has sparked significant discussion around the complexities of insurance claims, focusing specifically on the insured value of personal items like jewelry. A claimant who had a gold necklace insured for $31,500 found himself at odds with his insurer, QBE, after reporting the item's loss. - read more |
| Insurance Landscape Transformed: New Advice Reforms on the Horizon 02 Jan 2025: Paige Estritori As the financial services industry braces for a wave of transformative reforms, the Australian government’s introduction of regulations permitting insurers to offer 'simple' guidance marks a pivotal moment. This initiative is expected to enhance consumer outcomes significantly, positioning the sector for a more adaptive future. - read more |
| A Vintage Car Owner Faces Claims Rejection After Repair Nightmare 31 Dec 2024: Paige Estritori An unfortunate saga has unfolded for a vintage car enthusiast, whose quest for a quick restoration has led to a legal quagmire. The owner of a classic 1966 Pontiac GTO is now grappling with the implications of a failed insurance claim, following a series of distressing events surrounding the repairs. - read more |
| Woolworths Responds to Car Insurance Pricing Blunder with Customer Refunds 31 Dec 2024: Paige Estritori Woolworths has taken significant steps to rectify an ongoing issue involving overcharging of its car insurance customers, igniting discussions around transparency and pricing accuracy in the insurance industry. - read more |
| New Alliances for Restoration: RACQ Joins RIA Australasia 24 Dec 2024: Paige Estritori In a significant development for the restoration industry in Australia, RACQ Insurance has become the latest insurer to align with the Restoration Industry Association (RIA) Australasia. This follows closely behind Suncorp's recent membership, highlighting a trend of increased insurer involvement in the sector. - read more |
Life Insurance Articles
| Income Protection Insurance: A Must-Have for Australian Adults Insurance is a crucial component of financial planning. While many Australians understand the importance of life insurance, there's another vital type of coverage that often gets overlooked: income protection insurance. - read more
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| Illness and Your Finances: Strategies for Continuous Income Flow When illness strikes, the impact on your finances can be as significant as on your health. Maintaining continuous income flow during such times is crucial for financial stability. - read more
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| Why Every Australian Entrepreneur Needs Income Protection Insurance Entrepreneurship in Australia - a landscape overview: The allure of entrepreneurship in Australia is undeniable, with the promise of innovation, personal autonomy, and potentially limitless earnings. However, the path of an entrepreneur is often unpaved and unpredictable. Without the safety nets traditionally provided by corporate employment, Australian entrepreneurs must proactively safeguard their personal finances against the capricious winds of business fortune. - read more
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| Income Protection vs. Life Insurance: Why You Need Both Insurance plays a crucial role in safeguarding our financial future. It serves as a safety net, ensuring that we can manage unexpected events without severely impacting our financial stability. For Australian adults, having the right types of insurance coverage is essential for peace of mind and financial security. - read more
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| Navigating Pre-existing Conditions in Income Protection Insurance Income protection insurance is a safety net that many Australians rely on to secure their financial future in the event of illness or injury preventing them from working. It's a type of policy that provides a replacement income if you are unable to earn your regular income due to a health-related absence from the workplace. - read more
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Income Protection Insurance: A Must-Have for Australian Adults Insurance is a crucial component of financial planning. While many Australians understand the importance of life insurance, there's another vital type of coverage that often gets overlooked: income protection insurance. - read more
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Income Protection Insurance: Balancing Cost with Adequate Coverage Income protection insurance is a critical safety net for anyone who relies on a steady paycheck to meet their financial obligations and maintain their lifestyle. It offers a replacement income if you are unable to work due to illness or injury, ensuring that your financial responsibilities can be met even when you're not at your earning best. In today's fast-paced world, income protection has become an essential consideration for the modern working individual. - read more
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How Income Protection Insurance Can Safeguard Your Financial Future Income protection insurance is a type of insurance policy designed to replace a portion of your income if you are unable to work due to illness or injury. This financial safety net can help cover essential living expenses, such as mortgage repayments, utility bills, and daily costs, ensuring you maintain your standard of living during tough times. - read more
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Income Protection vs. Life Insurance: Why You Need Both Insurance plays a crucial role in safeguarding our financial future. It serves as a safety net, ensuring that we can manage unexpected events without severely impacting our financial stability. For Australian adults, having the right types of insurance coverage is essential for peace of mind and financial security. - read more
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The Role of Rehabilitation Benefits in Income Protection Insurance When the unexpected strikes, such as an illness or injury hindering our ability to earn a living, the financial repercussions can be devastating. This is where income protection insurance becomes a pivotal part of our financial safety net, ensuring a stream of income during challenging times. - read more
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All quotes are provided free and without obligation. We respect your privacy.