Income Insurance For Every Occupation – Protect Your Payday

if you want quick, easy access to Australia`s best value income protection insurance rates, options and advice, then you are in the right place. Simply enter a single quote request via this website to compare rates and to find the best income protection insurance deal for you!

Get the right cover at the best available price.

Comparison results are from participating brokers and insurers supporting our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Why income insurance?

income insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

Income Insurance is arguably one of the most important insurance policies that your will ever own.

Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also.

We can help you tailor an income protection insurance that will help protect all of your assets in the event of a loss of income.

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What is income insurance?

Income Insurance provides an income benefit payment if you are unable to work as a result of disablement through sickness or accident.

Income Insurance premiums are usually tax deductible for most Australian Taxpayers.

Income Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.

Most Income Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.

Income Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.

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Best Rates

Income Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another.

But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines.

With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Income Insurance Solution.

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

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Compare Options

Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions.

For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!

Due to the complex nature of Income Insurance, we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy.

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Life Insurance Articles

Understanding the Process: A Beginner's Guide to Income Insurance Claims

Income insurance, an often-overlooked component of financial security, is gaining traction among Australia's burgeoning self-employed population. In an economy where traditional employment is no longer the sole path to success, this form of insurance has become a cornerstone for proactive financial planning. Touted as a safety net, it ensures that personal livelihoods and business operations remain secure in the face of adversity. - read more

Income Protection vs. Life Insurance: Why You Need Both

Insurance plays a crucial role in safeguarding our financial future. It serves as a safety net, ensuring that we can manage unexpected events without severely impacting our financial stability. For Australian adults, having the right types of insurance coverage is essential for peace of mind and financial security. - read more

How Income Protection Insurance Can Safeguard Your Financial Future

Income protection insurance is a type of insurance policy designed to replace a portion of your income if you are unable to work due to illness or injury. This financial safety net can help cover essential living expenses, such as mortgage repayments, utility bills, and daily costs, ensuring you maintain your standard of living during tough times. - read more

Income Protection Insurance vs. Total Permanent Disability: What’s the Difference?

When life throws unexpected challenges your way, being financially prepared can make all the difference. This is where Income Protection Insurance and Total Permanent Disability (TPD) Insurance come into play. These two types of insurance provide a crucial safety net, ensuring that you and your family remain financially stable even when you're unable to work due to illness or injury. - read more

Comparing Income Protection Policies: What Australians Should Look For

Income protection insurance serves as a financial safety net for countless Australians, offering a replacement income when unforeseen circumstances such as illness or injury impede their ability to earn. For the self-employed and entrepreneurs who may not have the safety nets offered by corporate employment, such protection is particularly important. - read more

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