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income-insurance.com.au
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Income ...
Income ...
insurance.com.au
if you want quick, easy access to Australia`s best value income protection insurance rates, options and advice, then you are in the right place. Simply enter a single quote request via this website to compare rates and to find the best income protection insurance deal for you!
Get the right cover at the best available price.
All quotes are provided free and without obligation. We respect your
privacy.
Why income insurance?
Income Insurance is arguably one of the most important insurance policies that your will ever own.
Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also. We can help you tailor an income protection insurance that
will help protect all of your assets in the event of a loss of income.
What is income insurance?
Income Insurance provides an income benefit payment if you are unable to work as a result of disablement through sickness or accident.
Income Insurance premiums are usually tax deductible for most Australian Taxpayers.
Income Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.
Most Income Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.
Income Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.
Best Rates
Income Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another.
But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines.
With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Income Insurance Solution.
Compare Options
Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions.
For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!
Due to the complex nature of Income Insurance, we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy.
Insurance News
| Car Collector Fails in Bid for $122k Insurance Windfall 24 Jul 2024: Paige Estritori A car enthusiast's efforts to boost his insurance payout from $78,000 to $200,000 after his rare vehicle was destroyed by fire have been thwarted. - read more |
| Financial Advice Landscape Set for Further Overhaul 24 Jul 2024: Paige Estritori Financial industry professionals are bracing for significant changes as new reforms surrounding commission consent in financial advice have moved into effect. With the successful passage of the Treasury Laws Amendment (Delivering Better Financial Outcomes and Other Measures) Bill 2024, the sector anticipates a substantial shift in how financial advisories are delivered to retail clients. - read more |
| Queensland Renters Face Significant Financial Risk Without Contents Insurance 23 Jul 2024: Paige Estritori Queensland renters are increasingly vulnerable to financial setbacks due to a lack of contents insurance, warns RACQ Insurance. An alarming 78% of renters in Queensland forgo this critical coverage, primarily underestimating the value of their belongings. Other reasons for this trend include the cost of insurance and a general lack of knowledge regarding coverage options. - read more |
| Massive Fines Hit Rogue Builders Over Fake Insurance 20 Jul 2024: Paige Estritori On July 19th, 2024, in a significant crackdown on fraudulent building practices, Aycon Constructions along with its director, Seyit Ayranci, received a record-setting fine of $250,000 from the Victorian Building Authority (VBA). The enforcement action came after the construction firm was implicated in the use of falsified insurance certificates to secure building permits. - read more |
| Liberty Mutual Re insurance Unit Further Solidifies Aussie Market Reach 20 Jul 2024: Paige Estritori Liberty Mutual Insurance Group's LM Re insurance unit is making impactful strides with the inception of a dedicated Australian branch. At the helm of this initiative is Mark De La Mare from Aon, who will guide the underwriting team nestled in Sydney. - read more |
Life Insurance Articles
| Income Protection Insurance: Balancing Cost with Adequate Coverage Income protection insurance is a critical safety net for anyone who relies on a steady paycheck to meet their financial obligations and maintain their lifestyle. It offers a replacement income if you are unable to work due to illness or injury, ensuring that your financial responsibilities can be met even when you're not at your earning best. In today's fast-paced world, income protection has become an essential consideration for the modern working individual. - read more
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| Income Insurance: The Safety Net for Your Financial Goals in Australia Financial security is pivotal for anyone striving to meet their life goals, be it owning a home, educating children, or ensuring a comfortable retirement. In Australia, where uncertainties can disrupt our best laid-out financial plans, having a safety net in place is essential. Income insurance offers just that—protection against the unforeseen events that could impact your income earning abilities. - read more
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| The Role of Rehabilitation Benefits in Income Protection Insurance When the unexpected strikes, such as an illness or injury hindering our ability to earn a living, the financial repercussions can be devastating. This is where income protection insurance becomes a pivotal part of our financial safety net, ensuring a stream of income during challenging times. - read more
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| Preparing for the Unexpected: Why Income Protection is Essential for Financial Security Life's unpredictability can often bring unforeseen challenges, particularly when it comes to our finances. One day you might be climbing the career ladder, the next you could find yourself unable to work due to illness or injury. This is where income protection insurance steps in, serving as a financial safety net that ensures you can continue to meet your living expenses, even when the unexpected happens. - read more
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| Why Every Australian Entrepreneur Needs Income Protection Insurance Entrepreneurship in Australia - a landscape overview: The allure of entrepreneurship in Australia is undeniable, with the promise of innovation, personal autonomy, and potentially limitless earnings. However, the path of an entrepreneur is often unpaved and unpredictable. Without the safety nets traditionally provided by corporate employment, Australian entrepreneurs must proactively safeguard their personal finances against the capricious winds of business fortune. - read more
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Understanding the Process: A Beginner's Guide to Income Insurance Claims Income insurance, an often-overlooked component of financial security, is gaining traction among Australia's burgeoning self-employed population. In an economy where traditional employment is no longer the sole path to success, this form of insurance has become a cornerstone for proactive financial planning. Touted as a safety net, it ensures that personal livelihoods and business operations remain secure in the face of adversity. - read more
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Preparing for the Unexpected: Why Income Protection is Essential for Financial Security Life's unpredictability can often bring unforeseen challenges, particularly when it comes to our finances. One day you might be climbing the career ladder, the next you could find yourself unable to work due to illness or injury. This is where income protection insurance steps in, serving as a financial safety net that ensures you can continue to meet your living expenses, even when the unexpected happens. - read more
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Income Insurance: The Safety Net for Your Financial Goals in Australia Financial security is pivotal for anyone striving to meet their life goals, be it owning a home, educating children, or ensuring a comfortable retirement. In Australia, where uncertainties can disrupt our best laid-out financial plans, having a safety net in place is essential. Income insurance offers just that—protection against the unforeseen events that could impact your income earning abilities. - read more
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Understanding Income Protection Insurance: A Comprehensive Guide for Australians Income protection insurance is an essential component of financial security for Australians, designed to provide a safety net by replacing a portion of your income if you're unable to work due to illness or injury. Despite its critical role in safeguarding livelihoods, it's often overlooked in personal financial planning. - read more
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Navigating Pre-existing Conditions in Income Protection Insurance Income protection insurance is a safety net that many Australians rely on to secure their financial future in the event of illness or injury preventing them from working. It's a type of policy that provides a replacement income if you are unable to earn your regular income due to a health-related absence from the workplace. - read more
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All quotes are provided free and without obligation. We respect your privacy.