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if you want quick, easy access to Australia`s best value income protection insurance rates, options and advice, then you are in the right place. Simply enter a single quote request via this website to compare rates and to find the best income protection insurance deal for you!

Get the right cover at the best available price.

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    All quotes are provided free and without obligation. We respect your privacy.

    Why income insurance?

    income insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance Income Insurance is arguably one of the most important insurance policies that your will ever own.

    Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also.

    We can help you tailor an income protection insurance that will help protect all of your assets in the event of a loss of income.


    What is income insurance?

    Income Insurance provides an income benefit payment if you are unable to work as a result of disablement through sickness or accident.

    Income Insurance premiums are usually tax deductible for most Australian Taxpayers.

    Income Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.

    Most Income Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.

    Income Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.



    Best Rates

    Income Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another.

    But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines.

    With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Income Insurance Solution.


    income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

    Compare Options

    income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance
    Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions.

    For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!

    Due to the complex nature of Income Insurance, we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy.



    Insurance News

    NSW Budget Prioritizes Resilience, Aimed at Insurance Affordability NSW Budget Prioritizes Resilience, Aimed at Insurance Affordability
    20 Jun 2024: Paige Estritori

    The latest NSW budget signals a significant boost for improving insurance outcomes by heavily investing in resilience building and working towards emergency services levy reforms. - read more
    Victorian Insurance Premiums Spike Amidst Industry Turbulence Victorian Insurance Premiums Spike Amidst Industry Turbulence
    17 Jun 2024: Paige Estritori

    In the midst of considerable upheaval within the construction industry, the Victorian Managed Insurance Authority (VMIA) has revealed substantial hikes in its builders' warranty insurance premiums, effective August 6. These increments follow an unprecedented surge in claims settlements over recent months. - read more
    Rising Mental Health Claims Signal Urgent Need for Tailored Workplace Solutions Rising Mental Health Claims Signal Urgent Need for Tailored Workplace Solutions
    17 Jun 2024: Paige Estritori

    In recent years, there has been a notable increase in mental health claims among employees grappling with heightened economic pressures and workplace challenges. Allianz, the country's largest workers’ compensation insurer, highlights a pressing issue: a 47.5% surge in active psychological claims, accompanied by a 30% hike in absence days due to mental health concerns from 2019 to 2022. - read more
    Life Insurers Aim for Harmony with Financial Advisers Life Insurers Aim for Harmony with Financial Advisers
    15 Jun 2024: Paige Estritori

    The Council of Australian Life Insurers (CALI) has reaffirmed that their primary focus is not to compete with financial advisers but to enhance the existing services in the life insurance sector. - read more
    NSW Braces for Continued Flooding Amid Unstable Weather NSW Braces for Continued Flooding Amid Unstable Weather
    08 Jun 2024: Paige Estritori

    The state of New South Wales (NSW) is grappling with significant flooding threats in the Hawkesbury-Nepean River region as meteorological conditions remain volatile, according to the Bureau of Meteorology's latest updates. - read more

    Life Insurance Articles

    Income Insurance: The Safety Net for Your Financial Goals in Australia Income Insurance: The Safety Net for Your Financial Goals in Australia
    Financial security is pivotal for anyone striving to meet their life goals, be it owning a home, educating children, or ensuring a comfortable retirement. In Australia, where uncertainties can disrupt our best laid-out financial plans, having a safety net in place is essential. Income insurance offers just that—protection against the unforeseen events that could impact your income earning abilities. - read more
    Preparing for the Unexpected: Why Income Protection is Essential for Financial Security Preparing for the Unexpected: Why Income Protection is Essential for Financial Security
    Life's unpredictability can often bring unforeseen challenges, particularly when it comes to our finances. One day you might be climbing the career ladder, the next you could find yourself unable to work due to illness or injury. This is where income protection insurance steps in, serving as a financial safety net that ensures you can continue to meet your living expenses, even when the unexpected happens. - read more
    Understanding the Process: A Beginner's Guide to Income Insurance Claims Understanding the Process: A Beginner's Guide to Income Insurance Claims
    Income insurance, an often-overlooked component of financial security, is gaining traction among Australia's burgeoning self-employed population. In an economy where traditional employment is no longer the sole path to success, this form of insurance has become a cornerstone for proactive financial planning. Touted as a safety net, it ensures that personal livelihoods and business operations remain secure in the face of adversity. - read more
    The Role of Rehabilitation Benefits in Income Protection Insurance The Role of Rehabilitation Benefits in Income Protection Insurance
    When the unexpected strikes, such as an illness or injury hindering our ability to earn a living, the financial repercussions can be devastating. This is where income protection insurance becomes a pivotal part of our financial safety net, ensuring a stream of income during challenging times. - read more
    Income Protection Insurance: Balancing Cost with Adequate Coverage Income Protection Insurance: Balancing Cost with Adequate Coverage
    Income protection insurance is a critical safety net for anyone who relies on a steady paycheck to meet their financial obligations and maintain their lifestyle. It offers a replacement income if you are unable to work due to illness or injury, ensuring that your financial responsibilities can be met even when you're not at your earning best. In today's fast-paced world, income protection has become an essential consideration for the modern working individual. - read more
    Income Protection Insurance: Balancing Cost with Adequate Coverage Income Protection Insurance: Balancing Cost with Adequate Coverage
    Income protection insurance is a critical safety net for anyone who relies on a steady paycheck to meet their financial obligations and maintain their lifestyle. It offers a replacement income if you are unable to work due to illness or injury, ensuring that your financial responsibilities can be met even when you're not at your earning best. In today's fast-paced world, income protection has become an essential consideration for the modern working individual. - read more
    Income Insurance: The Safety Net for Your Financial Goals in Australia Income Insurance: The Safety Net for Your Financial Goals in Australia
    Financial security is pivotal for anyone striving to meet their life goals, be it owning a home, educating children, or ensuring a comfortable retirement. In Australia, where uncertainties can disrupt our best laid-out financial plans, having a safety net in place is essential. Income insurance offers just that—protection against the unforeseen events that could impact your income earning abilities. - read more
    Navigating Pre-existing Conditions in Income Protection Insurance Navigating Pre-existing Conditions in Income Protection Insurance
    Income protection insurance is a safety net that many Australians rely on to secure their financial future in the event of illness or injury preventing them from working. It's a type of policy that provides a replacement income if you are unable to earn your regular income due to a health-related absence from the workplace. - read more
    Understanding the Process: A Beginner's Guide to Income Insurance Claims Understanding the Process: A Beginner's Guide to Income Insurance Claims
    Income insurance, an often-overlooked component of financial security, is gaining traction among Australia's burgeoning self-employed population. In an economy where traditional employment is no longer the sole path to success, this form of insurance has become a cornerstone for proactive financial planning. Touted as a safety net, it ensures that personal livelihoods and business operations remain secure in the face of adversity. - read more
    Understanding Income Protection Insurance: A Comprehensive Guide for Australians Understanding Income Protection Insurance: A Comprehensive Guide for Australians
    Income protection insurance is an essential component of financial security for Australians, designed to provide a safety net by replacing a portion of your income if you're unable to work due to illness or injury. Despite its critical role in safeguarding livelihoods, it's often overlooked in personal financial planning. - read more

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