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if you want quick, easy access to Australia`s best value income protection insurance rates, options and advice, then you are in the right place. Simply enter a single quote request via this website to compare rates and to find the best income protection insurance deal for you!

Get the right cover at the best available price.

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    All quotes are provided free and without obligation. We respect your privacy.

    Why income insurance?

    income insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance Income Insurance is arguably one of the most important insurance policies that your will ever own.

    Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also.

    We can help you tailor an income protection insurance that will help protect all of your assets in the event of a loss of income.


    What is income insurance?

    Income Insurance provides an income benefit payment if you are unable to work as a result of disablement through sickness or accident.

    Income Insurance premiums are usually tax deductible for most Australian Taxpayers.

    Income Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.

    Most Income Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.

    Income Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.



    Best Rates

    Income Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another.

    But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines.

    With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Income Insurance Solution.


    income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

    Compare Options

    income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance
    Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions.

    For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!

    Due to the complex nature of Income Insurance, we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy.



    Insurance News

    Insurance Dispute Settled with New Rulings Insurance Dispute Settled with New Rulings
    07 Nov 2024: Paige Estritori

    In a recent adjudication, a property owner faced a coverage denial due to damage attributed to rodents, offering a revealing insight into insurance claim disputes. When a strata property holder reported water damage from a damaged dishwasher hose, her insurance claim was thwarted by the involvement of rodents. - read more
    Financial Sectors Grapple With High Reporting of Breaches Financial Sectors Grapple With High Reporting of Breaches
    07 Nov 2024: Paige Estritori

    The landscape of financial services in Australia is facing challenges as recent disclosures highlight the magnitude of self-reported compliance breaches across industries. The Australian Securities and Investments Commission (ASIC) report for the last financial year has revealed that the insurance sector reported the second-highest number of breaches. - read more
    Call for Stronger E-Scooter Insurance Regulations in NSW Call for Stronger E-Scooter Insurance Regulations in NSW
    07 Nov 2024: Paige Estritori

    The rapid increase in e-scooter usage across New South Wales has prompted renewed calls for improved insurance regulations to safeguard both riders and pedestrians. Genevieve Henderson, president of the Australian Lawyers Alliance NSW, is advocating for mandatory insurance policies that would cover private e-scooter owners and council-managed e-scooter sharing programs. - read more
    Surge in Claims for Non-Advised Disability Income Insurance Surge in Claims for Non-Advised Disability Income Insurance
    06 Nov 2024: Paige Estritori

    Recent analysis reveals individual non-advised disability income insurance is leading the pack with a remarkable claims paid ratio of 113%. In stark contrast, individual policies acquired through personal advice boast a much lower ratio of 68%, as outlined by the latest prudential data. - read more
    Controversial Fire Ruling: AFCA Endorses Claim Denial Controversial Fire Ruling: AFCA Endorses Claim Denial
    06 Nov 2024: Paige Estritori

    A recent decision has stirred considerable attention as an Australian Financial Complaints Authority (AFCA) ruling supported RAC Insurance's denial of a fire claim amidst significant controversy and debate. - read more

    Life Insurance Articles

    Why Every Australian Entrepreneur Needs Income Protection Insurance Why Every Australian Entrepreneur Needs Income Protection Insurance
    Entrepreneurship in Australia - a landscape overview: The allure of entrepreneurship in Australia is undeniable, with the promise of innovation, personal autonomy, and potentially limitless earnings. However, the path of an entrepreneur is often unpaved and unpredictable. Without the safety nets traditionally provided by corporate employment, Australian entrepreneurs must proactively safeguard their personal finances against the capricious winds of business fortune. - read more
    Income Insurance: The Safety Net for Your Financial Goals in Australia Income Insurance: The Safety Net for Your Financial Goals in Australia
    Financial security is pivotal for anyone striving to meet their life goals, be it owning a home, educating children, or ensuring a comfortable retirement. In Australia, where uncertainties can disrupt our best laid-out financial plans, having a safety net in place is essential. Income insurance offers just that—protection against the unforeseen events that could impact your income earning abilities. - read more
    Understanding Income Protection Insurance: A Comprehensive Guide for Australians Understanding Income Protection Insurance: A Comprehensive Guide for Australians
    Income protection insurance is an essential component of financial security for Australians, designed to provide a safety net by replacing a portion of your income if you're unable to work due to illness or injury. Despite its critical role in safeguarding livelihoods, it's often overlooked in personal financial planning. - read more
    Understanding the Process: A Beginner's Guide to Income Insurance Claims Understanding the Process: A Beginner's Guide to Income Insurance Claims
    Income insurance, an often-overlooked component of financial security, is gaining traction among Australia's burgeoning self-employed population. In an economy where traditional employment is no longer the sole path to success, this form of insurance has become a cornerstone for proactive financial planning. Touted as a safety net, it ensures that personal livelihoods and business operations remain secure in the face of adversity. - read more
    How Income Protection Insurance Can Safeguard Your Financial Future How Income Protection Insurance Can Safeguard Your Financial Future
    Income protection insurance is a type of insurance policy designed to replace a portion of your income if you are unable to work due to illness or injury. This financial safety net can help cover essential living expenses, such as mortgage repayments, utility bills, and daily costs, ensuring you maintain your standard of living during tough times. - read more
    Preparing for the Unexpected: Why Income Protection is Essential for Financial Security Preparing for the Unexpected: Why Income Protection is Essential for Financial Security
    Life's unpredictability can often bring unforeseen challenges, particularly when it comes to our finances. One day you might be climbing the career ladder, the next you could find yourself unable to work due to illness or injury. This is where income protection insurance steps in, serving as a financial safety net that ensures you can continue to meet your living expenses, even when the unexpected happens. - read more
    Comparing Income Protection Policies: What Australians Should Look For Comparing Income Protection Policies: What Australians Should Look For
    Income protection insurance serves as a financial safety net for countless Australians, offering a replacement income when unforeseen circumstances such as illness or injury impede their ability to earn. For the self-employed and entrepreneurs who may not have the safety nets offered by corporate employment, such protection is particularly important. - read more
    Understanding Income Protection Insurance: A Comprehensive Guide for Australians Understanding Income Protection Insurance: A Comprehensive Guide for Australians
    Income protection insurance is an essential component of financial security for Australians, designed to provide a safety net by replacing a portion of your income if you're unable to work due to illness or injury. Despite its critical role in safeguarding livelihoods, it's often overlooked in personal financial planning. - read more
    Income Protection vs. Life Insurance: Why You Need Both Income Protection vs. Life Insurance: Why You Need Both
    Insurance plays a crucial role in safeguarding our financial future. It serves as a safety net, ensuring that we can manage unexpected events without severely impacting our financial stability. For Australian adults, having the right types of insurance coverage is essential for peace of mind and financial security. - read more
    Navigating Pre-existing Conditions in Income Protection Insurance Navigating Pre-existing Conditions in Income Protection Insurance
    Income protection insurance is a safety net that many Australians rely on to secure their financial future in the event of illness or injury preventing them from working. It's a type of policy that provides a replacement income if you are unable to earn your regular income due to a health-related absence from the workplace. - read more

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    All quotes are provided free and without obligation. We respect your privacy.