income-insurance.com.au :: Home

income insurance .com.au

if you want quick, easy access to Australia`s best value income protection insurance rates, options and advice, then you are in the right place. Simply enter a single quote request via this website to compare rates and to find the best income protection insurance deal for you!

Get the right cover at the best available price.

  • Start Here

    Monthly Income Benefit:
    Postcode:

    All quotes are provided free and without obligation. We respect your privacy.

    Why income insurance?

    income insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance Income Insurance is arguably one of the most important insurance policies that your will ever own.

    Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also.

    We can help you tailor an income protection insurance that will help protect all of your assets in the event of a loss of income.


    What is income insurance?

    Income Insurance provides an income benefit payment if you are unable to work as a result of disablement through sickness or accident.

    Income Insurance premiums are usually tax deductible for most Australian Taxpayers.

    Income Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.

    Most Income Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.

    Income Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.



    Best Rates

    Income Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another.

    But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines.

    With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Income Insurance Solution.


    income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

    Compare Options

    income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance
    Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions.

    For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!

    Due to the complex nature of Income Insurance, we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy.



    Insurance Articles

    Insurance disputes
    Just because your insurance company has rejected your claim ... doesn't necessarily mean your case is closed. If you think that you've been unfairly treated, here are some ways to get the insurer's... read more

    Who Needs Disability Insurance?
    If you are like most people on this planet, you are not financially free. You would not be able to stop working and still support yourself and your family from your financial resources. Your ability... read more

    Business Interruption Insurance - Getting the Indemnity Period Right
    Business Interruption Insurance can be what stands between the collapse or survival of your business following major loss such as a fire, flood or storm. As important as getting the sum insured right... read more

    Protect Your Lifestyle With Income Protection Insurance
    Income protection insurance can be a valuable product if you have mortgage repayments or credit card or loan repayments to meet each month. No one knows what is around the corner and if you should... read more

    Compare Health Insurance Policies for Pre-Existing Condition Coverage
    Understanding your health insurance options can be confusing to begin with. If you or someone you love suffers from a pre-existing condition - that is an illness or condition that began within six... read more


    Start Here !
    disability protection
    Apply now for your free Insurance assessment and price comparisons!

    Monthly Income Benefit:
    Your Postcode:
    All quotes are provided free and without obligation. We respect your privacy.