income-insurance.com.au :: Home

income insurance .com.au

Income Insurance.com.au is Australia`s leading independent resource offering quick, easy access to the best value income protection quotes, options and advice.
Income Protection Insurance is arguably one of the most important insurance policies you will ever own!
At Income Insurance.com.au, we know that you have considerably more enjoyable things to do with your time than spending it reasearching insurance quotes and options ... so we offer to help do it for you. Without charge and with no obligation.
It takes only a few minutes to submit our quick Income Insurance.com.au quote assessment application for access to an extensive selection of the Nation`s leading and most reputable specialists for the best available rates and product advice.

What is income insurance?

Income Protection Insurance provides an income benefit payment if you are unable to work as a eesult of disablement through sickness or accident.

Tax Deductible

Disability Income Protection Insurance premiums are usually tax deductible for most Australian Taxpayers.
Disability Income Protection Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.
Disability Income Protection Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.
Income Protection Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.

Comparing Income Insurance

Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions. For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!
Disability Income Protection Insurance policies are complex products and we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy

Insurance Articles

Importance of Public Liability Insurance for Small Businesses
Small businesses are more prone to risks of large financial liability. These may come in the form of litigation for not meeting... read more

Risk Management Strategies
Four ways to reduce risk that work equally well for the head of a household, a small business or a large public company. Proper... read more

Insurance: The Absolute Basics

Insurance, like so many things in this increasingly complex world, can be a bit of a minefield for a large proportion of... read more

The 5 Common Mistakes Business Owners Make When Evaluating Their Insurance Requirements

Looking over your insurance premiums each year, you may be wondering how you could save a dollar or two on your next premium.... read more

Understanding the Need for Public Liability Insurance for Businesses
Public liability insurance covers the claims made against the business by the public or any third party, who suffers a loss or... read more

Insurance News

If insurance was free, would there still be an underinsurance problem?
Nov 20 :: Even if price wasnít a factor, AMPís Chris Kirby argues that Australia would still have an under-insurance problem. This is why... read more

Regulatory compulsion propels commercial insurance
Oct 26 :: Australia is the second largest advanced market in Asia for commercial insurance, not least because of regulatory requirements... read more

Premium rates for life cover sold by advisers in decline
Oct 26 :: Premium rates for life cover products sold by financial advisers fell by an average of 10 per cent across 11 leading insurance... read more

Life insurers pay out $4 billion in 2011
Jul 01 :: The 10 biggest life insurers paid out just under $4 billion in claims in 2011 - up 11.4 per cent from 2010, according to research... read more

Direct life insurance up but credit insurance flat
Jun 01 :: Overall direct life insurance sales have grown 11.3 per cent in 2011 and in-force annual premiums are up 10.9 per cent despite... read more