income-insurance.com.au

if you want quick, easy access to Australia`s best value income protection insurance rates, options and advice, then you are in the right place. Simply enter a single quote request via this website to compare rates and to find the best income protection insurance deal for you!

Get the right cover at the best available price.

All quotes are provided free and without obligation. We respect your privacy.

Why income insurance?

income insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

Income Insurance is arguably one of the most important insurance policies that your will ever own.

Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also.

We can help you tailor an income protection insurance that will help protect all of your assets in the event of a loss of income.

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What is income insurance?

Income Insurance provides an income benefit payment if you are unable to work as a result of disablement through sickness or accident.

Income Insurance premiums are usually tax deductible for most Australian Taxpayers.

Income Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.

Most Income Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.

Income Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.

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Best Rates

Income Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another.

But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines.

With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Income Insurance Solution.

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

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Compare Options

Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions.

For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!

Due to the complex nature of Income Insurance, we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy.

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Insurance Articles

Comparing Income Protection Benefit Payment Periods
If you are serious about protecting your income, it is essential that you give real consideration to the benefit payment periods being offered as part of your income insurance policy. read more

Business Insurance Policy and the Importance of the Business Description
Does your insurance company really know what it is your business does? This article will help you to understand the importance of the business description and how it can help to avoid any nasty surprises... read more

Essential Steps For Business Insurance
The need for a business insurance starts the moment one initiates the business idea and plan. That is why it very important to have the detailed idea as to what business insurance is and what are its... read more

Women are the underdogs when it comes to insurance
Research released by the Investment and Financial Services Association in late September highlighted the fact that Australian women with dependent children had significantly less life insurance than... read more

How to Save Up to 50% Buying Income Protection Insurance
Whether you are young and single, paying off a mortgage, raising a family or running a business, income protection insurance is possibly one of the most important insurances that you will ever own.... read more

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All quotes are provided free and without obligation. We respect your privacy.